49 Laurel Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 49 Laurel Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 979 sqft · built 1947
Lot Size0.09 acres (3,960 sqft)
OwnerIndividual Name on Record
Tax Bill$3,745 (2025)
Flood ZoneZone X (minimal risk)
APN421500 50.77-3-9

Property Details

APN / Parcel Number

Primary APN421500 50.77-3-9
Alternative APN
  • 150005007700030090000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area979 sqft Living Area
1st Floor Area816 sqft
Upper Floors Area163 sqft
AtticAttic
Attic Area163 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,960 sqft (0.09 acres)
Lot Dimensions66 ft deep x 60 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 LAUREL AVE
CitySCHENECTADY
StateNY
Zip12304-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAGED AFFADAVIT REQUIRED 1 WOOD AND GARAGE
Legal Block3
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1008
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 LAUREL AVE, SCHENECTADY, NY 12304-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,745.00 (+10.93%)$78,600 (-) Land $11,800 Building $66,800$130,154 (+30.82%) Land $19,540 Building $110,614
2023$78,600 (-) Land $11,800 Building $66,800$99,494 (+3.8%) Land $14,937 Building $84,557
2022$78,600 Land $11,800 Building $66,800$95,854 Land $14,390 Building $81,464
2021$3,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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