Schenectady County and Schenectady City property record for 38 Laurel Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,135 sqft · built 1925 |
| Lot Size | 0.084 acres (3,672 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $5,642 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-3-23 |
| Primary APN | 421500 50.77-3-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Upper Floors Area | 313 sqft |
| Attic | Attic |
| Attic Area | 313 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,672 sqft (0.084 acres) |
| Lot Dimensions | 108 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 263 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 LAUREL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Subdivision | HOMESTEAD PARK 5 |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 LAUREL AVE, SCHENECTADY, NY 12304-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Mar 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 202148205 |
| Deed Book / Page | 2068 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 29, 2021 |
| Property Address | 38 LAUREL AVE, SCHENECTADY, NY 12304-1511 |
| Document Number | 0000048205 |
| Book / Page | 2068 / 128 |
| Map Reference | CAB A-128 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 202148205 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 LAUREL AVE, SCHENECTADY, NY 12304-1511 |
| Name | Verified Name |
|---|---|
| Address | 537 VISCHER AVE, SCHENECTADY, NY 12306-3909 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048206 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 202148206 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2017 |
| Property Address | 38 LAUREL AVE, SCHENECTADY, NY 12304-1511 |
| Document Number | 0000012178 |
| Book / Page | 1958 / 990 |
| Map Reference | CAB A-128 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 201712178 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SUNRISE DR, 7, ALBANY, NY 12210 |
| Name | Verified Name |
|---|---|
| Address | 111 ORCHARD AVE, SCHENECTADY, NY 12304 |
| Document Number | 0000012179 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 201712179 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,642.00 (+2.14%) | ||
| 2025 | $5,524.00 (+32.44%) | $112,800 (-) Land $12,800 Building $100,000 | $186,786 (+30.82%) Land $21,196 Building $165,590 |
| 2023 | $112,800 (+32.55%) Land $12,800 Building $100,000 | $142,785 (+37.58%) Land $16,203 Building $126,582 | |
| 2022 | $85,100 Land $12,800 Building $72,300 | $103,780 Land $15,610 Building $88,170 | |
| 2021 | $4,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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