47 Laurel Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 47 Laurel Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1930
Lot Size	0.12 acres (5,247 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2023)
Tax Bill	$5,509 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 50.77-3-10.1`

Property Details

APN / Parcel Number

Primary APN	`421500 50.77-3-10.1`
Alternative APN	`150005007700030100010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,020 sqft Living Area
1st Floor Area	558 sqft
2nd Floor Area	462 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,247 sqft (0.12 acres)
Lot Dimensions	99 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	162 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	47 LAUREL AVE
City	SCHENECTADY
State	NY
Zip	12304-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	PART OF 2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	10.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1008
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	47 LAUREL AVE, SCHENECTADY, NY 12304-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jun 23, 2004 · Amount on Record
Deed Document Number	20233390
Deed Book / Page	2101 / 100
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	0000030203
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 19, 2023
Property Address	47 LAUREL AVE, SCHENECTADY, NY 12304-1510
Document Number	0000003390
Book / Page	2101 / 100
Instrument Date	Jan 5, 2023
Instrument	202303390
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3533 PALM CROSSING DR UNIT 104, 104, TAMPA, FL 33613-5378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 S MAIN AVE APT 2, 2, ALBANY, NY 12208-2696
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003420
Date	Jan 19, 2023
Instrument	202303420

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,509.00 (+2.15%)
2025	$5,393.00 (+19.18%)	$105,000 (-) Land $15,800 Building $89,200	$173,870 (+30.82%) Land $26,163 Building $147,707
2023		$105,000 (-) Land $15,800 Building $89,200	$132,911 (+3.8%) Land $20,000 Building $112,911
2022		$105,000 Land $15,800 Building $89,200	$128,049 Land $19,268 Building $108,781
2021	$4,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20