Schenectady County and Schenectady City property record for 39 Laurel Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1940 |
| Lot Size | 0.118 acres (5,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,246 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-3-11.12 |
| Primary APN | 421500 50.77-3-11.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,148 sqft (0.118 acres) |
| Lot Dimensions | 99 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 246 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 39 LAUREL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | LOT 2 1 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 11.012 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 LAUREL AVE, SCHENECTADY, NY 12304-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2026 |
| Deed Sale | Feb 23, 2026 |
| Prior Sale | Dec 27, 2004 |
| Deed Document Number | 20263672 |
| Deed Book / Page | 2166 / 690 |
| Prior Transfer Date | Mar 24, 2025 |
| Prior Transfer Doc | 0000003672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 23, 2026 |
| Property Address | 39 LAUREL AVE, SCHENECTADY, NY 12304-1510 |
| Document Number | 0000003672 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 202603672 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 LAUREL AVE, SCHENECTADY, NY 12304-1510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 LAUREL AVE, SCHENECTADY, NY 12304-1510 |
| Document Number | 0000003673 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 202603673 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Apr 1, 2055 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,246.00 (+49.14%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,506.00 (-44.55%) | $63,300 (-) Land $9,500 Building $53,800 | $104,819 (+30.82%) Land $15,731 Building $89,088 |
| 2023 | $63,300 (-) Land $9,500 Building $53,800 | $80,127 (+3.8%) Land $12,025 Building $68,102 | |
| 2022 | $63,300 Land $9,500 Building $53,800 | $77,195 Land $11,585 Building $65,610 | |
| 2021 | $2,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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