49 Frances Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 49 Frances Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 1960
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Dec 2024)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10410-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`12-10410-0000-00029`
Alternative APNs	`121041000029` `00061800`

Interior

Stories	2 Stories
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00061800
Street Address	49 FRANCES AVE
City	STANHOPE
State	NJ
Zip	07874-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10410
Legal Lot Number	29
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	1
Census Block	1017
Census Tract	374800

Owner

49 Frances Ave is owned and occupied by two individuals who bought it in December 2024.

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 FRANCES AVE, STANHOPE, NJ 07874-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on File
Deed Sale	Dec 2, 2024 · Amount on File
Deed Document Number	202420749
Deed Book / Page	10350 / 810
Record Updated	Sep 20, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 2, 2024
Property Address	49 FRANCES AVE, STANHOPE, NJ 07874-2414
Document Number	0103500810
Book / Page	10350 / 810
Instrument Date	Nov 12, 2024
Instrument	2024020749
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	NEW HORIZON ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,714.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4187 W 16TH SQ, VERO BEACH, FL 32967-8103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 FRANCES AVENUE, HOPATCONG, NJ 07843

Mortgage

Document Number	2024020750
Date	Dec 2, 2024
Instrument	2024020750

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 49 Frances Ave was $7,508, up 10.1% from the year before.

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,100 (-) Land $116,300 Building $222,800	$339,100 (-) Land $116,300 Building $222,800
2025	$7,508.00 (+10.09%)	$339,100 Land $116,300 Building $222,800	$339,100 Land $116,300 Building $222,800
2024	$6,820.00
2023		$213,300 Land $74,900 Building $138,400	$213,300 Land $74,900 Building $138,400
2022	$7,066.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Frances Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Frances Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPATCONG WATER DEPT serves 7,224 people · EPA ID NJ1912001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20