Bergen County and Ramsey Borough property record for 49 E Crescent Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1963 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Dec 2020) |
| Tax Bill | $11,296 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05405-0000-00021 |
| Primary APN | 48-05405-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 14,505 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Street Address | 49 E CRESCENT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.333AC |
| Legal Block | 5405 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 17, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Feb 8, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | May 27, 2005 · Amount on Record |
| Deed Document Number | 2020126877 |
| Deed Book / Page | 3844 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 2, 2020 |
| Property Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
| Document Number | 0038440262 |
| Book / Page | 3844 / 262 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 20-126877 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 CHURCH ST, 160, RAMSEY, NJ 07446-1515 |
| Name | Verified Name |
|---|---|
| Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
| Document Number | 20126878 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 20-126878 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
| Document Number | 0034670310 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 E CRESCENT AVE RAMSEY NJ 074462638, RAMSEY, NJ 07446-2638 |
| Document Number | 0034670310 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 003467/000310 |
| Instrument | 20005147 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 8, 2019 |
| Property Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
| Document Number | 0031750500 |
| Book / Page | 3175 / 500 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 19-009392 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 E CRESCENT AVE, RAMSEY, NJ 07446-2638 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,700 (+4.03%) Land $344,000 Building $226,700 | $570,700 (+4.03%) Land $344,000 Building $226,700 | |
| 2025 | $11,296.00 (-6.61%) | $548,600 (+28%) Land $324,000 Building $224,600 | $548,600 (+28%) Land $324,000 Building $224,600 |
| 2024 | $12,095.00 (+7.59%) | ||
| 2023 | $428,600 Land $239,700 Building $188,900 | $428,600 Land $239,700 Building $188,900 | |
| 2022 | $11,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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