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16 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 16 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property TypeExempt (Full or Partial)
Details2,038 sqft · built 1962
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Sep 2022)
Tax Bill$12,250 (2024)
Deeds & MortgagesMar 2021 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-05503-0000-00002

Property Details

APN / Parcel Number

Primary APN48-05503-0000-00002
Alternative APN
  • 480550300002

Interior

Stories1 Story
Building Area2,038 sqft Living Area
1st Floor Area2,038 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16 E CRESCENT AVE
CityRAMSEY
StateNJ
Zip07446-2637
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR3
Legal Description0.189AC DISABLED VETERAN
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5503
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1009
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 E CRESCENT AVE, RAMSEY, NJ 07446-2637
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 20, 2022Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleSep 3, 1999 · Amount on Record
Deed Document Number202292792
Deed Book / Page4813 / 535
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 E CRESCENT AVE, RAMSEY, NJ 07446-2637
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040001441
DateMar 8, 2021
Book Page4000/1441
Instrument2021032267
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2036

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 20, 2022
Property Address16 E CRESCENT AVE, RAMSEY, NJ 07446-2637
Document Number0048130535
Book / Page4813 / 535
Instrument DateAug 30, 2022
Instrument2022092792
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyJEM ABSTRACT COMPANY INC, JADE ABSTRACT COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,860.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 E CRESCENT AVE, RAMSEY, NJ 07446-2637

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 E CRESCENT AVE, RAMSEY, NJ 07446-2637

Mortgage

Document Number2022092793
DateSep 20, 2022
Instrument2022092793
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.62%
Index1-Year CMT
Max Rate9.62%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$664,300 (+3.6%) Land $323,400 Building $340,900$664,300 (+3.6%) Land $323,400 Building $340,900
2025$641,200 (+52.52%) Land $303,400 Building $337,800$641,200 (+52.52%) Land $303,400 Building $337,800
2024$12,250.00 (+11.09%)
2023$420,400 Land $229,200 Building $191,200$420,400 Land $229,200 Building $191,200
2022$11,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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