Bergen County and Ramsey Borough property record for 40 E Crescent Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,872 sqft · built 1976 |
| Lot Size | 0.657 acres (28,619 sqft) |
| Owner | Company Name on Record |
| Last Sale | $580,000 (May 2019) |
| Tax Bill | $17,221 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05501-0000-00003 |
| Primary APN | 48-05501-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,872 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 28,619 sqft (0.657 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 40 E CRESCENT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.657AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5501 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASCENCIA BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 8, 2019 | Deed, Transfer |
| Jun 5, 2018 | Grant Deed, Transfer FOUNDATION TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on Record |
| Deed Sale | May 8, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 201928829 |
| Deed Book / Page | 3238 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0000028469 |
| Book / Page | 5784 / 429 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202628469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028469, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 5784/429 |
| Instrument | 202628469 |
| Name | ASCENCIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043510901 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4351/901 |
| Instrument | 2021137482 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 8, 2019 |
| Property Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0032380289 |
| Book / Page | 3238 / 289 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 19-028829 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 5, 2018 |
| Property Address | 40 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0029572429 |
| Book / Page | 002957 / 002429 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 39205 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 E CRESCENT AVE RAMSEY NJ 074462639, RAMSEY, NJ 07446-2639 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $861,000 (+2.94%) Land $349,900 Building $511,100 | $861,000 (+2.94%) Land $349,900 Building $511,100 | |
| 2025 | $17,221.00 (+4.44%) | $836,400 (+43.15%) Land $330,900 Building $505,500 | $836,400 (+43.15%) Land $330,900 Building $505,500 |
| 2024 | $16,489.00 (+7.59%) | ||
| 2023 | $584,300 Land $243,100 Building $341,200 | $584,300 Land $243,100 Building $341,200 | |
| 2022 | $15,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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