20 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 20 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,082 sqft · built 1965
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Sep 2019)
Tax Bill$12,443 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-05503-0000-00001

Property Details

APN / Parcel Number

Primary APN48-05503-0000-00001
Alternative APN
  • 480550300001

Interior

Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area2,082 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 E CRESCENT AVE
CityRAMSEY
StateNJ
Zip07446-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.232AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5503
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1009
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 E CRESCENT AVE, RAMSEY, NJ 07446-2637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleFeb 24, 2012 · Amount on Record
Deed Document Number201959854
Deed Book / Page3345 / 312
Record UpdatedOct 29, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 11, 2019
Property Address20 E CRESCENT AVE, RAMSEY, NJ 07446-2637
Document Number0033450312
Book / Page3345 / 312
Instrument DateJul 30, 2019
Instrument19-059854
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E CRESCENT AVE, RAMSEY BORO, NJ

Mortgage

Document Number1905985401
DateSep 11, 2019
Instrument19-059854.01
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0033450312
DateSep 11, 2019
Book Page3345/312
Instrument19-059854
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627,000 (+3.76%) Land $329,800 Building $297,200$627,000 (+3.76%) Land $329,800 Building $297,200
2025$12,443.00 (-4.56%)$604,300 (+30.8%) Land $309,800 Building $294,500$604,300 (+30.8%) Land $309,800 Building $294,500
2024$13,037.00 (+7.58%)
2023$462,000 Land $232,400 Building $229,600$462,000 Land $232,400 Building $229,600
2022$12,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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