Cecil County property record for 49 Ayers Dr, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,132 sqft · built 1997 |
| Lot Size | 0.746 acres (32,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Jun 2010) |
| Tax Bill | $3,006 (2026) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-041957 |
| Primary APN | 06-041957 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,132 sqft Total Area |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,495 sqft (0.746 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041957 |
|---|---|
| Street Address | 49 AYERS DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 70 - .746 ACRE 49 AYERS DRIVE PRINCIPIO HEIGHTS II |
| Legal Subdivision | PRINCIPIO HEIGHTS 02 |
| Legal Lot Number | 70 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit DOMA INSURANCE AGENCY INC |
| Dec 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2010 · Amount on Record |
| Deed Sale | Jun 2, 2010 · Amount on Record |
| Prior Sale | Feb 21, 2007 |
| Deed Document Number | 2010281464 |
| Deed Book / Page | 2829 / 156 |
| Prior Transfer Date | Feb 9, 2006 |
| Prior Transfer Doc | 0020940001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Document Number | 0054330020 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 5433/20 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Document Number | 0052590081 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 5259/81 |
| Name | DOMA INSURANCE AGENCY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 AYERS DR, RISING SUN, MD 21911-2448 |
| Document Number | 0050640146 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 5064/146 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,006.00 (-0.03%) | $271,700 (+0.89%) | $276,500 (+2.67%) Land $72,200 Building $204,300 |
| 2025 | $3,007.00 (+47.55%) | $269,300 (+11.05%) Land $72,200 Building $197,100 | $269,300 (-) Land $72,200 Building $197,100 |
| 2023 | $2,038.00 | $242,500 | $269,300 Land $72,200 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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