Cecil County property record for 32 Ayers Dr, Rising Sun, MD 21911 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1995 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,785 (Jul 1995) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-041779 |
| Primary APN | 06-041779 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041779 |
|---|---|
| Street Address | 32 AYERS DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 - 1.179 ACRE 32 AYERS DRIVE PRINCIPIO HEIGHTS II |
| Legal Subdivision | PRINCIPIO HTS2 |
| Legal Lot Number | 89 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
Source: Cecil County records · APN 06-041779
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 112, NORTH EAST, MD 21901-0112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 1995 · Amount on Record |
| Deed Sale | Jul 10, 1995 · Amount on Record |
| Prior Sale | Apr 19, 1995 · Amount on Record |
| Deed Book / Page | 549 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 AYERS DR, RISING SUN, MD 21911-2447 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 32 AYERS DR, RISING SUN, MD 21911-2447 |
| Document Number | 0057100330 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 5710/330 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.74% |
| Max Rate At Change | 5.74% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 AYERS DR, RISING SUN, MD 21911-2447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0050900090 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 5090/90 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 AYERS DR, RISING SUN, MD 21911-2447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046660317 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 4666/317 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,233 (+9.75%) | $189,700 (+1.99%) Land $71,700 Building $118,000 | |
| 2025 | $2,068.00 (+67.86%) Homeowner's exemption | ||
| 2023 | $1,232.00 Homeowner's exemption | $170,600 | $186,000 Land $71,700 Building $114,300 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150313011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014, rainfall accumulation |
| Wildfire Risk | Low above 3% of the US · above 6% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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