Cecil County property record for 48 Ayers Dr, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,172 sqft · built 1993 |
| Lot Size | 0.746 acres (32,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,900 (Dec 2002) |
| Tax Bill | $3,034 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-041787 |
| Primary APN | 06-041787 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,172 sqft Total Area |
| Basement Area | 429 sqft |
| Finished Basement | 429 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,495 sqft (0.746 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 228 sqft |
| Patio Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 1,380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041787 |
|---|---|
| Street Address | 48 AYERS DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 86 - .746 ACRE 48 AYERS DRIVE PRINCIPIO HEIGHTS II |
| Legal Subdivision | PRINCIPIO HGTS |
| Legal Lot Number | 86 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
48 Ayers Dr is owned and occupied by two individuals who bought it in December 2002.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 AYERS DR, RISING SUN, MD 21911-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2002 · Amount on File |
| Deed Sale | Dec 9, 2002 · Amount on File |
| Prior Sale | Apr 30, 1998 · Amount on File |
| Deed Document Number | 2002258035 |
| Deed Book / Page | 1272 / 516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 48 AYERS DR, RISING SUN, MD 21911-2447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 AYERS DR, RISING SUN, MD 21911-2447 |
| Document Number | 0057340415 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 5734/415 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 14, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 48 AYERS DR, RISING SUN, MD 21911-2447 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 48 AYERS DR, RISING SUN, MD 21911-2447 |
| Document Number | 0054310113 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 5431/113 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 48 Ayers Dr was $3,034 with a homeowner's exemption, up 2.7% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,034.00 (+2.67%) Homeowner's exemption | $277,900 | $282,700 Land $72,200 Building $210,500 |
| 2025 | $2,955.00 Homeowner's exemption | ||
| 2023 | $2,053.00 Homeowner's exemption | $247,900 | $275,500 Land $72,200 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Ayers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Ayers Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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