45 Ayers Dr, Rising Sun, MD 21911 Property Records

Cecil County property record for 45 Ayers Dr, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,609 sqft · built 1999
Lot Size	0.921 acres (40,118 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (May 1999)
Tax Bill	$3,329 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-041965`

Property Details

APN / Parcel Number

Primary APN	`06-041965`
Alternative APNs	`6041965` `041965`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,609 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,118 sqft (0.921 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	399 sqft
Patio Area	813 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041965
Street Address	45 AYERS DR
City	RISING SUN
State	MD
Zip	21911-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 69 - .921 ACRE 45 AYERS DRIVE PRINCIPIO HEIGHTS II
Legal Subdivision	PRINCIPIO HEIGHTS 02
Legal Lot Number	69
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1015
Census Tract	31301

Owner

45 Ayers Dr is owned and occupied by two individuals who bought it in May 1999.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 AYERS DR, RISING SUN, MD 21911-2448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1999 · Amount on File
Deed Sale	May 12, 1999 · Amount on File
Deed Document Number	1999245653
Deed Book / Page	803 / 633
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	45 AYERS DR, RISING SUN, MD 21911-2448
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040140164
Date	Jan 24, 2017
Book Page	4014/164

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 45 Ayers Dr was $3,329 with a homeowner's exemption, up 2.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,329.00 (+2.62%) Homeowner's exemption	$304,533	$306,800 Land $76,000 Building $230,800
2025	$3,244.00 Homeowner's exemption
2023	$2,322.00 Homeowner's exemption	$272,733	$303,400 Land $76,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ayers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ayers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20