Washoe County property record for 4899 Monte Rio Ct, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,772 sqft · built 1995 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Jul 2016) |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 516-194-05 |
| Primary APN | 516-194-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| 2nd Floor Area | 1,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Built-in |
| Garage Area | 587 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 70 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 161710 |
|---|---|
| Street Address | 4899 MONTE RIO CT |
| City | SPARKS |
| State | NV |
| Zip | 89436-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MESA MEADOWS UT 1 LT 14 BLK A |
| Legal Range | 20 |
| Legal Township | 20 |
| Legal Subdivision | MESA MEADOWS 1 |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3508 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on Record |
| Deed Sale | Jul 15, 2016 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Deed Document Number | 4610411 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005229346 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 5229346 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | STERWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0004719954 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 4719954 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005063745 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 5063745 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4899 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0005012514 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 5012514 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,032.00 (+6.01%) | $119,992 (+7.03%) Land $40,320 Building $79,672 | $342,835 (+7.03%) Land $115,200 Building $227,635 |
| 2023 | $2,860.00 | $112,107 Land $35,315 Building $76,792 | $320,306 Land $100,900 Building $219,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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