Washoe County property record for 4851 Monte Rio Ct, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1995 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Dec 2023) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Feb 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 516-194-10 |
| Primary APN | 516-194-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 222 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 161715 |
|---|---|
| Old Parcel Number | 51830410 |
| Street Address | 4851 MONTE RIO CT |
| City | SPARKS |
| State | NV |
| Zip | 89436-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MESA MEADOWS 1 LT 9 BLK A |
| Legal Range | 20 |
| Legal Township | 20 |
| Legal Subdivision | MESA MEADOWS 1 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3508 |
4851 Monte Rio Ct is owned and occupied by an individual who bought it in December 2023.
Source: Washoe County records, as of January 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage ALL WESTERN MORTGAGE INC |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 31, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | Feb 16, 2021 |
| Deed Document Number | 5426120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 20, 2023 |
| Property Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005426120 |
| Map Reference | DOC 1797471 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 5426120 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,091.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 IN ROYAL OAKS MANOR NW, CANADA XX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005426121 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 5426121 |
| Name | ALL WESTERN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 16, 2021 |
| Property Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005142528 |
| Map Reference | FILE 1797471 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 5142528 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005142529 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 5142529 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 950 Months |
| Due | Apr 22, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 31, 2017 |
| Property Address | 4851 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0004692163 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 4692163 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4851 MONTE RIO CT SPARKS NV 894360678, SPARKS, NV 89436-0678 |
The 2025 property tax bill for 4851 Monte Rio Ct was $2,566.
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,566.00 | $98,009 Land $40,320 Building $57,689 | $280,027 Land $115,200 Building $164,827 |
| 2023 | $2,201.00 | $90,778 Land $35,315 Building $55,463 | $259,367 Land $100,900 Building $158,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4851 Monte Rio Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4851 Monte Rio Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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