Washoe County property record for 4860 Monte Rio Ct, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,094 sqft · built 1995 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Aug 2021) |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 516-194-15 |
| Primary APN | 516-194-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 2,853 sqft |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Frame Hardboard |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 301 sqft |
| Wet Bar | Wet Bar |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4860 MONTE RIO CT |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89436-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MESA MEADOWS 1 LT 4 BLK A |
| Legal Subdivision | MESA MEADOWS 1 |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3508 |
Source: Washoe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 31, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jun 17, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 15, 2018 | Grant Deed, Transfer · VA Mortgage ISERVE RESID'L LNDG |
| Mar 15, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Mar 15, 2018 |
| Deed Document Number | 20215221452 |
| Prior Transfer Date | Sep 2, 2009 |
| Prior Transfer Doc | 0003799166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 31, 2021 |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005221452 |
| Map Reference | FILE 1797471 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 5221452 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | STEWART TITLE COMPANY NV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2262 SOAR DR, 2262, SPARKS, NV 89441-5803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005221453 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 5221453 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004921039 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 4921039 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0005009246 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 5009246 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 26, 2020 |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005044864 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 5044864 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4860 MONTE RIO CT SPARKS NV 894360678, SPARKS, NV 89436-0678 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 15, 2018 |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0004796262 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 4796262 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4860 MONTE RIO CT SPARKS NV 894360678, SPARKS, NV 89436-0678 |
| Document Number | 4796263 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 4796263 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92128 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 15, 2018 |
| Property Address | 4860 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0004796351 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 4796351 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4860 MONTE RIO CT SPARKS NV 894360678, SPARKS, NV 89436-0678 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,500 (-3.4%) Land $34,272 Building $65,228 | ||
| 2025 | $1,865.00 (-24.37%) | $103,003 (+5.32%) Land $36,288 Building $66,715 | $294,295 (+5.32%) Land $103,680 Building $190,615 |
| 2023 | $2,466.00 | $97,804 Land $33,549 Building $64,255 | $279,441 (+29.68%) Land $95,855 Building $183,586 |
| 2021 | $215,492 Land $62,035 Building $153,457 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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