Washoe County property record for 4871 Monte Rio Ct, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1995 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jun 2019) |
| Tax Bill | $2,413 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 516-194-08 |
| Primary APN | 516-194-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,309 sqft |
| 1st Floor Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Frame Hardboard |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4871 MONTE RIO CT |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89436-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MESA MEADOWS 1 LOT 11 BLOCK A |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 22 |
| Legal Subdivision | MESA MEADOWS 1 |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3508 |
Source: Washoe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4871 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit ONE NEVADA CU |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 26, 2019 | Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2011 · Amount on Record |
| Deed Document Number | 20194923866 |
| Prior Transfer Date | Sep 26, 2005 |
| Prior Transfer Doc | 0003285204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4871 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Title Company | STEWART TITLE CO FORMERLY |
| Name | Verified Name |
|---|
| Document Number | 0005334260 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 5334260 |
| Name | ONE NEVADA CU |
|---|---|
| Type | Credit Union |
| Address | LAS VEGAS, NV 89121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4871 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0005114793 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 5114793 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 26, 2019 |
| Property Address | 4871 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0004923864 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 4923864 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | TICOR TITLE-RENO (MAIN) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4871 MONTE RIO CT SPARKS NV 894360678, SPARKS, NV 89436-0678 |
| Document Number | 4923865 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 4923865 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,413.00 (+2.86%) | $96,962 (-1.3%) Land $40,320 Building $56,642 | |
| 2025 | $2,346.00 (+6.15%) | $98,243 (+7.97%) Land $40,320 Building $57,923 | $280,693 (+7.96%) Land $115,200 Building $165,493 |
| 2023 | $2,210.00 | $90,995 Land $35,315 Building $55,680 | $259,987 (+31.14%) Land $100,900 Building $159,087 |
| 2021 | $198,253 Land $65,300 Building $132,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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