4894 Maple Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 4894 Maple Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,694 sqft · built 1930
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,000 (Nov 2018)
Tax Bill	$6,225 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556587`

Property Details

APN / Parcel Number

Primary APN	`556587`
Alternative APNs	`380105 488572 0000` `38402`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,694 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	602 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Deck Area	386 sqft
Patio Area	144 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	556587
Street Address	4894 MAPLE LN
City	FERNDALE
State	WA
Zip	98248-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	NEPTUNE BEACH LOT 13-EXC SLY 20 FT THEREOF-ALL LOT 14 BLK 2
Legal Range	01
Legal Township	38
Legal Section	05
Legal Subdivision	NEPTUNE BEACH
Legal Block	2
Legal Lot Number	13
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1020
Census Tract	940001

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4894 MAPLE LN, FERNDALE, WA 98248-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	2018-1100775
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4894 MAPLE LN, FERNDALE, WA 98248-9543
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000704609
Date	Jul 26, 2021
Instrument	2021-0704609

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4894 MAPLE LN, FERNDALE, WA 98248-9543
Document Number	2190503452
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4894 MAPLE LN FERNDALE WA 982489543, FERNDALE, WA 98248-9543

Mortgage

Document Number	2190503452
Date	May 31, 2019
Instrument	503452

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 9, 2018
Property Address	4894 MAPLE LN, FERNDALE, WA 98248-9543
Document Number	2181100775
Instrument Date	Nov 2, 2018
Instrument	1100775
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,489.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4894 MAPLE LN FERNDALE WA 982489543, FERNDALE, WA 98248-9543

Mortgage

Document Number	2181100776
Date	Nov 9, 2018
Instrument	1100776

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,225.00 (+21.53%)	$759,790 (+3.5%) Land $285,336 Building $474,454	$759,790 (+3.5%) Land $285,336 Building $474,454
2022		$734,106 Land $271,200 Building $462,906	$734,106 Land $271,200 Building $462,906
2021	$5,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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