4887 Maple Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 4887 Maple Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,825 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Tax Bill	$14,270 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`571447`

Property Details

APN / Parcel Number

Primary APN	`571447`
Alternative APNs	`380105 476560 0000` `529170` `38370`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,825 sqft Living Area
1st Floor Area	1,833 sqft
2nd Floor Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Width	50 ft Width
Garage Type	Built-in
Garage Area	395 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	213 sqft
Deck Area	213 sqft
Balcony	Balcony
Balcony Area	213 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	529170
Street Address	4887 MAPLE LN
City	FERNDALE
State	WA
Zip	98248-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	NEPTUNE BEACH LOTS 3-4 BLK 1
Legal Range	01
Legal Township	38
Legal Section	05
Legal Subdivision	NEPTUNE BEACH
Legal Block	1
Legal Lot Number	3 4
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1021
Census Tract	940001

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Special Warranty Deed, Transfer
Jul 10, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024
Deed Sale	Mar 15, 2024
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	2024-0300975
Record Updated	Jun 8, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 15, 2024
Property Address	4887 MAPLE LN, FERNDALE, WA 98248-9543
Document Number	0000300975
Map Reference	VOL 6 PG 46
Instrument Date	Jan 19, 2024
Instrument	2024-0300975
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 10, 2020
Property Address	4887 MAPLE LN, FERNDALE, WA 98248-9543
Document Number	2200701522
Instrument Date	Jul 7, 2020
Instrument	701522
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$23,313.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8441 SE 68TH ST MERCER ISLAND WA 980405235, MERCER ISLAND, WA 98040-5235

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4887 MAPLE LN, FERNDALE, WA 98248-9543
Document Number	2180103375
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4887 MAPLE LN FERNDALE WA 982489543, FERNDALE, WA 98248-9543

Mortgage

Document Number	2180103375
Date	Jan 31, 2018
Instrument	103375

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,270.00 (+48.72%)	$1,741,682 (+18.89%) Land $730,528 Building $1,011,154	$1,741,682 (+18.89%) Land $730,528 Building $1,011,154
2022		$1,464,939 Land $614,438 Building $850,501	$1,464,939 Land $614,438 Building $850,501
2021	$9,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH WATER ASSOC private · serves 200 people · EPA ID WA5358950
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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