Whatcom County property record for 4881 Maple Ln, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,804 sqft · built 1991 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $243,252 (Aug 2002) |
| Tax Bill | $6,783 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47418 |
| Primary APN | 47418 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 902 sqft |
| 2nd Floor Area | 902 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 410 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 47418 |
|---|---|
| Street Address | 4881 MAPLE LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | NEPTUNE BEACH LOT 5 BLK 1 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 05 |
| Legal Subdivision | NEPTUNE BEACH |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 940001 |
The current owner of 4881 Maple Ln bought it in August 2002.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4881 MAPLE LN, FERNDALE, WA 98248-9543 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on File |
| Deed Sale | Aug 30, 2002 · Amount on File |
| Deed Document Number | 2020805202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4881 MAPLE LN, FERNDALE, WA 98248-9543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | AMROC LLC |
| Name | Verified Name |
|---|
| Document Number | 20210602463 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0602463 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 4881 Maple Ln was $6,783.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,783.00 | $827,858 Land $487,019 Building $340,839 | $827,858 Land $487,019 Building $340,839 |
| 2022 | $696,311 Land $409,625 Building $286,686 | $696,311 Land $409,625 Building $286,686 | |
| 2021 | $5,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4881 Maple Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4881 Maple Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH WATER ASSOC private · serves 200 people · EPA ID WA5358950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures