Whatcom County property record for 4890 Maple Ln, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,970 sqft · built 1990 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,852 (2025) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 380105-487564-0000 |
| Primary APN | 380105-487564-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,970 sqft Living Area |
| Gross Area | 3,746 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 810 sqft |
| Unfinished Basement | 270 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 532 sqft |
| Patio Area | 506 sqft |
| Balcony Area | 300 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 38400 |
|---|---|
| Street Address | 4890 MAPLE LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | NEPTUNE BEACH ALL LOT 12-SLY 20 FT OF LOT 13 BLK 2 AS SHOWN ON NEPTUNE BEACH LLA AS REC BOOK 16 SHORT PLATS PG 93 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 05 |
| Legal Subdivision | NEPTUNE BEACH |
| Legal Block | 2 |
| Legal Lot Number | 12,13 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 940001 |
Source: Whatcom County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1992, FERNDALE, WA 98248-1992 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 10, 2019 |
| Transfer Doc | 0000501837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 16, 2019 |
| Property Address | 4890 MAPLE LN, FERNDALE, WA 98248-9543 |
| Document Number | 2190501837 |
| Instrument Date | May 16, 2019 |
| Instrument | 501837 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1992 FERNDALE WA 982481992, FERNDALE, WA 98248-1992 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,852.00 (-11.88%) | $860,734 (-9.32%) Land $285,336 Building $575,398 | $860,734 (-9.32%) Land $285,336 Building $575,398 |
| 2024 | $7,776.00 (+35.75%) | $949,151 (+14%) Land $309,168 Building $639,983 | $949,151 (+14%) Land $309,168 Building $639,983 |
| 2022 | $832,593 Land $271,200 Building $561,393 | $832,593 Land $271,200 Building $561,393 | |
| 2021 | $5,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH WATER ASSOC private · serves 200 people · EPA ID WA5358950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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