509 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 509 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2023)
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-452-002`

Property Details

APN / Parcel Number

Primary APN	`06-12-452-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,226 sqft
Basement Area	742 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	509 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN EAST 1/2 LOTS 3 & 4 BLOCK 2
Legal Subdivision	W H WILCOXS ADDN
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851302

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS LENDING LLCS
Nov 2, 2023	Re-recorded Document NOT AVAILABLE, CT
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage SUCCESS LENDING LLC
Aug 3, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	202338564
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0000027156
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958

Mortgage

Document Number	0000006354
Date	Feb 17, 2026
Instrument	2026K006354

Lender

Name	SUCCESS LENDING LLCS
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate	6.37%

November 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Nov 2, 2023
Property Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Document Number	0000038564
Instrument Date	Oct 2, 2023
Instrument	2023K038564
Record Updated	Nov 8, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2023
Property Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Document Number	0000037168
Instrument Date	Oct 2, 2023
Instrument	2023K037168
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958

Mortgage

Document Number	0000037169
Date	Oct 23, 2023
Instrument	2023K037169

Lender

Name	SUCCESS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate	7.5%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2023
Property Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Document Number	0000026449
Instrument Date	Jul 26, 2023
Instrument	2023K026449
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 30, 2017
Property Address	509 JEFFERSON AVE, ELGIN, IL 60120-3958
Document Number	0000027156
Instrument Date	Apr 5, 2017
Instrument	27156
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 JEFFERSON AVE ELGIN IL 601203958, ELGIN, IL 60120-3958

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,134.00 (+24.81%)
2024		$86,137 (+21.39%) Land $18,750 Building $67,387	$258,514 (+21.44%) Land $56,273 Building $202,242
2022	$5,716.00 (+6.19%) Homeowner's exemption	$70,956 (+6.96%) Land $15,445 Building $55,511	$212,868 (+6.96%) Land $46,335 Building $166,533
2021	$5,383.00 Homeowner's exemption	$66,339 Land $14,440 Building $51,899	$199,017 Land $43,320 Building $155,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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