Sacramento County property record for 489 Higgins St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,527 sqft · built 1998 |
| Lot Size | 0.187 acres (8,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,000 (Sep 2012) |
| Tax Bill | $6,583 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1420-001-0000 |
| Primary APN | 072-1420-001-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,527 sqft Living Area |
| 1st Floor Area | 2,527 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 8,164 sqft (0.187 acres) |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 29,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 489 HIGGINS ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | PRAIRIE OAKS 04, LOT 1 |
| Legal Subdivision | PRAIRIE OAKS 04 |
| Legal Lot Number | 1 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 8508 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2012 · Amount on Record |
| Deed Sale | Sep 10, 2012 · Amount on Record |
| Prior Sale | Nov 3, 1999 · Amount on Record |
| Deed Book / Page | 20120910 / 1201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 489 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 1710130885 |
| Instrument Date | Oct 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 489 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564 |
| Document Number | 1710130885 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 1710130885 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2032 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $562,698 (+2%) Land $138,157 Building $424,541 | |
| 2025 | $6,583.00 (+2.08%) | $551,666 (+4.04%) Land $135,449 Building $416,217 |
| 2024 | $6,449.00 (+1.8%) | |
| 2023 | $6,335.00 (+1.67%) | $530,246 Land $130,191 Building $400,055 |
| 2022 | $6,231.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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