485 Higgins St, Folsom, CA 95630 Property Records

Sacramento County property record for 485 Higgins St, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 4,090 sqft · built 2004
Lot Size0.177 acres (7,700 sqft)
OwnerCompany Name on Record
Last Sale$359,500 (Mar 1999)
Tax Bill$7,013 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN072-1420-002-0000

Property Details

APN / Parcel Number

Primary APN072-1420-002-0000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,090 sqft Living Area
1st Floor Area1,926 sqft
2nd Floor Area2,164 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area7,700 sqft (0.177 acres)
Garage Area670 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address485 HIGGINS ST
CityFOLSOM
StateCA
Zip95630-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-M (PD)
Legal DescriptionPRAIRIE OAKS 04, LOT 2
Legal SubdivisionPRAIRIE OAKS 04
Legal Lot Number2
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1014
Census Tract8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address485 HIGGINS ST, FOLSOM, CA 95630-9564
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 1999 · Amount on Record
Deed SaleMar 31, 1999 · Amount on Record
Deed Book / Page990331 / 1311
Last Transfer DateSep 12, 2014
Transfer Doc0000000132
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address485 HIGGINS ST, FOLSOM, CA 95630-9564
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2080000000367
DateFeb 8, 2017
Book Page20170208/0367
Lender
NameOPEN BANK
TypeBank
AddressLOS ANGELES, CA 90017
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$602,866 (+2%) Land $111,922 Building $490,944
2025$7,013.00 (+2.08%)$591,046 (+4.04%) Land $109,728 Building $481,318
2024$6,870.00 (+1.81%)
2023$6,748.00 (+1.64%)$568,097 Land $105,468 Building $462,629
2022$6,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

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