473 Higgins St, Folsom, CA 95630 Property Records

Sacramento County property record for 473 Higgins St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,493 sqft · built 1998
Lot Size	0.179 acres (7,813 sqft)
Owner	2 Company Names on Record
Last Sale	$562,500 (Mar 2006)
Tax Bill	$8,950 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-005-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,813 sqft (0.179 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	473 HIGGINS ST
City	FOLSOM
State	CA
Zip	95630-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 5
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Dec 1, 2023	Intrafamily Transfer, Transfer
Jan 31, 2024	Intrafamily Transfer, Transfer
Apr 21, 2023	Intrafamily Transfer, Transfer
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG
Feb 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2006 · Amount on Record
Deed Sale	Mar 3, 2006 · Amount on Record
Prior Sale	Dec 1, 1998 · Amount on Record
Deed Book / Page	20060303 / 1085
Prior Transfer Date	Aug 25, 1999
Prior Transfer Doc	9909000164
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

Mortgage

Document Number	0000001735
Date	Apr 6, 2021
Instrument	202104061735

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2023
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	0000000686
Map Reference	MB 243 PG 8
Instrument Date	Nov 30, 2023
Instrument	202312010686
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2024
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	0000000641
Map Reference	MB 243 PG 8
Instrument Date	Nov 30, 2023
Instrument	202401310641
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2023
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	0000000800
Map Reference	MB 243 PG 8
Instrument Date	Mar 28, 2023
Instrument	202304210800
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

Mortgage

Document Number	0000000926
Date	Sep 8, 2021
Instrument	2021090800926

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 HIGGINS ST, FOLSOM, CA 95630-9564

Mortgage

Document Number	4060000001735
Date	Apr 6, 2021
Book Page	20210406/1735

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	2007061110
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	473 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	2007061110
Date	Jul 6, 2020
Instrument	2007061110

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	2002191197
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	473 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	2002191197
Date	Feb 19, 2020
Instrument	2002191197

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	473 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	1803011142
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	473 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	1803011142
Date	Mar 1, 2018
Instrument	1803011142

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2033

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,059 (+2%) Land $348,470 Building $435,589
2025	$8,950.00 (+2.98%)	$768,687 (+4.04%) Land $341,638 Building $427,049
2024	$8,691.00 (+1.64%)
2023	$8,551.00 (+0.9%) Homeowner's exemption	$738,840 Land $328,373 Building $410,467
2022	$8,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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