Kane County property record for 480 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,216 sqft · built 1887 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (Jul 2017) |
| Tax Bill | $7,232 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-252-020 |
| Primary APN | 06-13-252-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| Gross Area | 3,340 sqft |
| Basement Area | 1,124 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 125 ft deep x 56 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 480 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILTON PLACE ADDN LOT 8 |
| Legal Subdivision | HILTON PLACE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 DIVISION ST, ELGIN, IL 60120-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Prior Sale | Feb 27, 2003 · Amount on Record |
| Deed Document Number | 201736323 |
| Prior Transfer Date | Jul 22, 1996 |
| Prior Transfer Doc | 0000057378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 14, 2017 |
| Property Address | 480 DIVISION ST, ELGIN, IL 60120-5427 |
| Document Number | 0000036323 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017K036323 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 480 DIVISION ST, ELGIN, IL 60120-5427 |
| Document Number | 0000036324 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017K036324 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,232.00 (+25.62%) Homeowner's exemption | ||
| 2024 | $94,689 (+30.79%) Land $19,881 Building $74,808 | $284,181 (+30.84%) Land $59,667 Building $224,514 | |
| 2022 | $5,757.00 (+4.62%) Homeowner's exemption | $72,399 (+6.96%) Land $16,377 Building $56,022 | $217,197 (+6.96%) Land $49,131 Building $168,066 |
| 2021 | $5,503.00 Homeowner's exemption | $67,688 Land $15,311 Building $52,377 | $203,064 Land $45,933 Building $157,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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