489 Charles St, Charleroi, PA 15022 Property Records

Washington County property record for 489 Charles St, Charleroi, PA 15022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,332 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Sep 2026)
Tax Bill	$4,102 (2026)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`610-028-00-00-0014-07`

Property Details

APN / Parcel Number

Primary APN	`610-028-00-00-0014-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 CHARLES ST
City	CHARLEROI
State	PA
Zip	15022-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT .2 AC HSE S/L BR/ADD
Legal Subdivision	MARNIE
Jurisdiction	WASHINGTON PA
Township / Civil Division	SPEERS
Census Block Group	1
Census Block	1024
Census Tract	784000

Owner

489 Charles St is owner-occupied and held in a trust since September 2026.

Source: Washington County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	489 CHARLES ST, CHARLEROI, PA 15022-1006
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Deed Document Number	202618168
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON PA
Recording Date	Sep 1, 2026
Property Address	489 CHARLES ST, CHARLEROI, PA 15022-1006
Document Number	0000018168
Instrument Date	Aug 18, 2026
Instrument	202618168
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	BLUE SKY CLOSING SERVICES INC, BLUE SKY CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$328,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	489 CHARLES ST, CHARLEROI, PA 15022-1006

Tax Assessment & Valuation

The 2026 property tax bill for 489 Charles St was $4,102, up 2% from the year before.

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Speers Borough
Unified School District	Charleroi School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,102.00 (+1.96%)	$156,800 (-) Land $25,900 Building $130,900	$156,800 Land $25,900 Building $130,900
2025	$4,023.00	$156,800 Land $25,900 Building $130,900
2023	$3,647.00	$156,800 (-) Land $25,900 Building $130,900
2022	$3,647.00	$156,800 Land $25,900 Building $130,900
2015			$156,800 Land $25,900 Building $130,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 489 Charles St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1979–2011)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039
Water Source	Surface water
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20