Washington County property record for 400 Charles St, Charleroi, PA 15022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,227 sqft · built 1978 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,400 (Feb 2021) |
| Tax Bill | $6,602 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-026-00-00-0003-00 |
| Primary APN | 610-026-00-00-0003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,227 sqft Living Area |
| Basement Area | 775 sqft |
| Finished Basement | 775 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Basement |
| Garage Area | 775 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 775 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 CHARLES ST |
|---|---|
| City | CHARLEROI |
| State | PA |
| Zip | 15022-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1.8 AC BLDG &/OR IMPROVMNTS |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | SPEERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 784000 |
400 Charles St is owned and occupied by two individuals who bought it in February 2021.
Source: Washington County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CHARLES ST, CHARLEROI, PA 15022-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 2, 2021 | Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 20213344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 400 CHARLES ST, CHARLEROI, PA 15022-1005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 400 CHARLES ST, CHARLEROI, PA 15022-1005 |
| Document Number | 0000022002 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202222002 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Feb 2, 2021 |
| Property Address | 400 CHARLES ST, CHARLEROI, PA 15022-1005 |
| Document Number | 0000003344 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 202103344 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 CHARLES ST, CHARLEROI, PA 15022-1005 |
| Document Number | 0000003345 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 202103345 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 400 Charles St was $6,602, up 1.9% from the year before.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Speers Borough |
| Unified School District | Charleroi School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,602.00 (+1.95%) | $252,400 (-) Land $45,000 Building $207,400 | $252,400 Land $45,000 Building $207,400 |
| 2025 | $6,476.00 | $252,400 Land $45,000 Building $207,400 | |
| 2023 | $5,872.00 | $252,400 (-) Land $45,000 Building $207,400 | |
| 2022 | $5,872.00 | $252,400 Land $45,000 Building $207,400 | |
| 2015 | $252,400 Land $45,000 Building $207,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Charles St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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