Washington County property record for 479 Charles St, Charleroi, PA 15022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,129 sqft · built 1976 |
| Lot Size | 2.99 acres (130,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2018) |
| Tax Bill | $5,038 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-026-00-00-0001-01 |
| Primary APN | 610-026-00-00-0001-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 130,636 sqft (2.99 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 479 CHARLES ST |
|---|---|
| City | CHARLEROI |
| State | PA |
| Zip | 15022-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A - 2.9993 ACRES 1 STY BR HSE-GARS-SHED |
| Legal Subdivision | FRANCES M KRAVEC COMBINATION PLAN |
| Legal Lot Number | 1-2 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | SPEERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 784000 |
479 Charles St is owned and occupied by two individuals who bought it in June 2018.
Source: Washington County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 CHARLES ST, CHARLEROI, PA 15022-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Jun 29, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage WEST PENN FINANCIAL SERVICE CENTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 201816310 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000030737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 479 CHARLES ST, CHARLEROI, PA 15022-1006 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012490 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202112490 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | CRANBERRY TOWNSHIP, PA 16066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Jun 29, 2018 |
| Property Address | 479 CHARLES ST, CHARLEROI, PA 15022-1006 |
| Document Number | 0000016310 |
| Map Reference | DOC201433158 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 201816310 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | PV SETTLEMENT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 479 CHARLES ST, CHARLEROI, PA 15022-1006 |
| Document Number | 0000016311 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 201816311 |
| Name | WEST PENN FINANCIAL SERVICE CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 479 Charles St was $5,038, up 2% from the year before.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Speers Borough |
| Unified School District | Charleroi School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,038.00 (+1.96%) | $192,600 (-) Land $50,000 Building $142,600 | $192,600 Land $50,000 Building $142,600 |
| 2025 | $4,941.00 | $192,600 Land $50,000 Building $142,600 | |
| 2023 | $4,480.00 | $192,600 (-) Land $50,000 Building $142,600 | |
| 2022 | $4,480.00 | $192,600 Land $50,000 Building $142,600 | |
| 2015 | $192,600 Land $50,000 Building $142,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 479 Charles St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 479 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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