Washington County property record for 495 Charles St, Charleroi, PA 15022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,170 sqft · built 1974 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,633 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-028-00-00-0014-04 |
| Primary APN | 610-028-00-00-0014-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 126 ft deep x 25 ft wide |
| Garage Type | Basement |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 CHARLES ST |
|---|---|
| City | CHARLEROI |
| State | PA |
| Zip | 15022-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 HSE 1 STY BR |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | SPEERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 784000 |
495 Charles St is owned and occupied by two individuals.
Source: Washington County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 CHARLES ST, CHARLEROI, PA 15022-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 495 Charles St was $3,633, up 2% from the year before.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Speers Borough |
| Unified School District | Charleroi School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,633.00 (+1.96%) | $138,900 (-) Land $26,800 Building $112,100 | $138,900 Land $26,800 Building $112,100 |
| 2025 | $3,563.00 | $138,900 Land $26,800 Building $112,100 | |
| 2023 | $3,231.00 | $138,900 Land $26,800 Building $112,100 | |
| 2015 | $138,900 Land $26,800 Building $112,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Charles St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures