48884 Meandering Cloud St, Indio, CA 92201 Property Records

Riverside County property record for 48884 Meandering Cloud St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,152 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Owner Names on Record
Last Sale	$563,500 (Aug 2005)
Tax Bill	$11,476 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`616-460-022`

Property Details

APN / Parcel Number

Primary APN	`616-460-022`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,152 sqft Living Area
Gross Area	3,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	616460022
Street Address	48884 MEANDERING CLOUD ST
City	INDIO
State	CA
Zip	92201-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.30 ACRES NET IN LOT 113 MB 348/053 TR 30956
Legal Tract	30956
Legal Lot Number	113
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	45224

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Oct 26, 2019	Deed of Trust, Mortgage BANK OF THE WEST
Oct 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Dec 26, 2018	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2005 · Amount on Record
Deed Sale	Aug 5, 2005 · Amount on Record
Deed Document Number	2005-0634612
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484

Mortgage

Document Number	0000055264
Date	Feb 27, 2023
Instrument	2023-0055264

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484

Mortgage

Document Number	0000455070
Date	Jul 29, 2021
Instrument	2021-0455070

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Document Number	0000447463
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48884 MEANDERING INDIO CA 92201, INDIO, CA 92201

Mortgage

Document Number	0000447463
Date	Nov 4, 2019
Instrument	447463

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Document Number	0000447464
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48884 MEANDERING CLOUD ST INDIO CA 922018484, INDIO, CA 92201-8484

Mortgage

Document Number	0000447464
Date	Nov 4, 2019
Instrument	447464

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 3, 2044

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48884 MEANDERING CLOUD ST, INDIO, CA 92201-8484
Document Number	0000005389
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48884 MEANDERING CLOUD ST CHIRIACO SUMMIT CA 922018484, CHIRIACO SUMMIT, CA 92201-8484

Mortgage

Document Number	0000005389
Date	Jan 7, 2019
Instrument	5389

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,476.00 (+3.68%)	$810,239 (+4.04%) Land $273,303 Building $536,936
2023	$11,069.00 (+2.24%)	$778,779 Land $262,692 Building $516,087
2022	$10,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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