Riverside County property record for 48548 Meandering Cloud St, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,308 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,500,000 (Dec 2025) |
| Tax Bill | $25,484 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Construction Loan Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 616-460-013 |
| Primary APN | 616-460-013 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,308 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 3,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 48548 MEANDERING CLOUD ST |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W2 |
| Legal Description | .30 ACRES NET IN LOT 104 MB 348/053 TR 30956 |
| Legal Subdivision | TRACT 30956 |
| Legal Tract | 30956 |
| Legal Lot Number | 104 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 45224 |
Source: Riverside County records · APN 616-460-013
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3016 EMENICIA DEL NORTE, SAN CLEMENTE, CA 92673 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 29, 2025 | Grant Deed, Construction Loan · Construction Mortgage GENESIS CAPITAL LLC |
| Oct 11, 2022 | Grant Deed, Transfer · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD |
| Jan 18, 2017 | Grant Deed, Transfer · ARM RPM MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Document Number | 2025399714 |
| Prior Transfer Date | Apr 25, 2008 |
| Prior Transfer Doc | 0000230561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 29, 2025 |
| Property Address | 48548 MEANDERING CLOUD ST, INDIO, CA 92201-8483 |
| Document Number | 0000399714 |
| Map Reference | MB 348 PG 53-63 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2025-0399714 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3016 EMINENCIA DEL NORTE, SAN CLEMENTE, CA 92673-3486 |
| Document Number | 0000399715 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-0399715 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 11, 2022 |
| Property Address | 48548 MEANDERING CLOUD ST, INDIO, CA 92201-8483 |
| Document Number | 0000425070 |
| Map Reference | MB 348 PG 53-63 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022-0425070 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 NEWPORT CENTER DR STE 11-640, 11, NEWPORT BEACH, CA 92660-7557 |
| Document Number | 0000425071 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-0425071 |
| Name | WALL STREET MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 18, 2017 |
| Property Address | 48548 MEANDERING CLOUD ST, INDIO, CA 92201-8483 |
| Document Number | 0000021694 |
| Map Reference | MB348 PG53-63 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017-0021694 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2181 GREENWICH ST, SAN FRANCISCO, CA 94123-3404 |
| Document Number | 0000021695 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-0021695 |
| Name | RPM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Coachella Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,500,000 (-19.9%) Land $450,001 Building $1,049,999 | ||
| 2025 | $25,484.00 (+2.74%) | $1,872,718 (+4.04%) Land $561,817 Building $1,310,901 | |
| 2023 | $24,805.00 (+147.53%) | $1,800,000 Land $540,001 Building $1,259,999 | |
| 2022 | $10,021.00 | ||
| 2021 | $794,430 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: California Internet, Verizon.
Based on FCC filings for 292 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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