48584 Meandering Cloud St, Indio, CA 92201 Property Records

Riverside County property record for 48584 Meandering Cloud St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,152 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$1,700,000 (Oct 2023)
Tax Bill	$24,131 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`616-460-014`

Property Details

APN / Parcel Number

Primary APN	`616-460-014`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,152 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	3,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	48584 MEANDERING CLOUD ST
City	INDIO
State	CA
Zip	92201-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.30 ACRES NET IN LOT 105 MB 348/053 TR 30956
Legal Subdivision	TRACT NO 30956
Legal Tract	30956
Legal Lot Number	105
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 S BEDFORD ST, 2, LOS ANGELES, CA 90035-2146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HOPE
Oct 6, 2023	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCE
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage KC LENDING GROUP INC
Apr 15, 2021	Grant Deed, Transfer · Conventional Mortgage KC LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	2023296503
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0000296284
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 17, 2026
Property Address	48584 MEANDERING CLOUD ST, INDIO, CA 92201-8483
Document Number	0000184314
Instrument Date	Jun 15, 2026
Instrument	2026184314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 S BEDFORD ST, 2, LOS ANGELES, CA 90035-2146

Mortgage

Document Number	0000184314,
Date	Jun 17, 2026
Instrument	2026184314

Lender

Name	BANK OF HOPE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 6, 2023
Property Address	48584 MEANDERING CLOUD ST, INDIO, CA 92201-8483
Document Number	0000296503
Map Reference	MB 348 PG 53-63
Instrument Date	Sep 27, 2023
Instrument	2023-0296503
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 S BEDFORD ST APT 2, 2, LOS ANGELES, CA 90035-2146

Mortgage

Document Number	0000296504
Date	Oct 6, 2023
Instrument	2023-0296504

Lender

Name	NOVA FINANCE
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Margin	5
Max Rate	13.1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48584 MEANDERING CLOUD ST, INDIO, CA 92201-8483
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79045 COYOTE CRK, LA QUINTA, CA 92253-4525

Mortgage

Document Number	0000744508
Date	Dec 17, 2021
Instrument	2021-0744508

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company
Address	PALM DESERT, CA 92211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 15, 2021
Property Address	48584 MEANDERING CLOUD ST, INDIO, CA 92201-8483
Document Number	0000237363
Map Reference	MB 348 PG 53-63
Instrument Date	Mar 31, 2021
Instrument	2021-0237363
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	79045 COYOTE CRK, LA QUINTA, CA 92253-4525

Mortgage

Document Number	0000237364
Date	Apr 15, 2021
Instrument	2021-0237364

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,775,961 (+2%) Land $530,605 Building $1,245,356
2025	$24,131.00 (+22.44%)	$1,741,139 (+23.97%) Land $520,201 Building $1,220,938
2023	$19,709.00 (-2.19%)	$1,404,540 Land $364,140 Building $1,040,400
2022	$20,150.00
2021			$1,196,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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