Riverside County property record for 48808 Meandering Cloud St, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,308 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,900,000 (May 2025) |
| Tax Bill | $25,764 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 616-460-020 |
| Primary APN | 616-460-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,308 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 3,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 48808 MEANDERING CLOUD ST |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-8484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W2 |
| Legal Description | .31 ACRES NET IN LOT 111 MB 348/053 TR 30956 |
| Legal Subdivision | TRACT 30956 |
| Legal Tract | 30956 |
| Legal Lot Number | 111 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 45224 |
Source: Riverside County records · APN 616-460-020
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2317 COTNER AVE, LOS ANGELES, CA 90064-1803 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Nov 08, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Nov 08, 2021 · Amount on Record |
| Deed Document Number | 2025164367 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 48808 MEANDERING CLOUD ST, INDIO, CA 92201-8484 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48808 MEANDERING CLOUD ST, CHIRIACO SMT, CA 92201-8484 |
| Document Number | 0000503036 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-0503036 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, CA 92683 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 08, 2021 |
| Property Address | 48808 MEANDERING CLOUD ST, INDIO, CA 92201-8484 |
| Document Number | 0000665695 |
| Map Reference | MB 348 PG 53 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-0665695 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 131 MEASURE, IRVINE, CA 92618-1305 |
| Investor | Possibly a Property Investor |
| Document Number | 0000665696 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0665696 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 2.75% |
| Index | Other |
| Max Rate | 7.37% |
Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Coachella Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,764.00 (+1.25%) | $1,921,847 (+4.04%) Land $795,906 Building $1,125,941 | |
| 2024 | $25,446.00 (+0.92%) | ||
| 2023 | $25,215.00 (+2.95%) | $1,847,220 Land $765,000 Building $1,082,220 | |
| 2022 | $24,493.00 | ||
| 2021 | $1,584,000 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: California Internet, Verizon.
Based on FCC filings for 292 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures