4882 Rustic Ln, Decatur, IL 62521 Property Records

Macon County property record for 4882 Rustic Ln, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,141 sqft · built 1995
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (May 2022)
Tax Bill	$9,144 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-01-253-017`

Property Details

APN / Parcel Number

Primary APN	`12-17-01-253-017`
Alternative APN	`17-01-253-017`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Lot Area	54,014 sqft (1.24 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121701253017
Street Address	4882 RUSTIC LN
City	DECATUR
State	IL
Zip	62521-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RUSTLING WATER 2ND LOT 2 94BK2534/151
Legal Range	03E
Legal Township	15N
Legal Section	01
Legal Subdivision	RUSTLING WATERS 02
Legal Lot Number	2
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	2
Census Block	2022
Census Tract	2500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4882 RUSTIC LN, DECATUR, IL 62521-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
May 4, 2021	Warranty Deed, Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	20221996379
Deed Book / Page	4895 / 442
Last Transfer Date	Aug 26, 2022
Transfer Doc	004914/235
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Aug 31, 2022
Property Address	4882 RUSTIC LN, DECATUR, IL 62521-6507
Document Number	004914/235
Book / Page	4914 / 235
Map Reference	BK 1832 PG 446
Instrument Date	Aug 26, 2022
Instrument	2000935
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20009364914236
Date	Aug 31, 2022
Instrument	20009364914236

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 20, 2022
Property Address	4882 RUSTIC LN, DECATUR, IL 62521-6507
Document Number	004895/442
Book / Page	4895 / 442
Map Reference	BK 1832 PG 446
Instrument Date	May 19, 2022
Instrument	1996379
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4882 RUSTIC LN, DECATUR, IL 62521-6507

Mortgage

Document Number	19963804895443
Date	May 20, 2022
Instrument	19963804895443

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 4, 2021
Property Address	4882 RUSTIC LN, DECATUR, IL 62521-6507
Document Number	4819/860
Book / Page	4819 / 860
Map Reference	PB 1832 PG 446
Instrument Date	Apr 30, 2021
Instrument	1978173
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4882 RUSTIC LN, DECATUR, IL 62521-6507

Mortgage

Document Number	19781744819862
Date	May 4, 2021
Instrument	19781744819862

Lender

Name	DRAPER & KRAMER MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,144.00	$145,092 Land $14,520 Building $130,572	$435,319 Land $43,564 Building $391,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1996–2008)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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