4786 Rustic Ln, Decatur, IL 62521 Property Records

Macon County property record for 4786 Rustic Ln, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,734 sqft · built 1991
Lot Size1.79 acres (78,157 sqft)
OwnerIndividual Name on Record
Tax Bill$10,127 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-17-01-253-026

Property Details

APN / Parcel Number

Primary APN12-17-01-253-026
Alternative APN
  • 17-01-253-026

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,734 sqft Living Area
1st Floor Area2,734 sqft
Basement Area2,168 sqft
Unfinished Basement2,168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood
Construction TypeFrame
Lot Area78,157 sqft (1.79 acres)
Garage Area405 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Deck Area1,056 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number121701253026
Street Address4786 RUSTIC LN
CityDECATUR
StateIL
Zip62521-6504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 1-15-3ERUSTLING WATERS 1 2ND ADDLT 2 IRREG5000/124
Legal Range03E
Legal Township15N
Legal Section01
Legal SubdivisionRUSTLING WATERS 1 SECOND ADD
Legal Lot Number2
JurisdictionMACON IL
Township / Civil DivisionMOUNT ZION
Census Block Group2
Census Block2022
Census Tract2500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4786 RUSTIC LN, DECATUR, IL 62521-6504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address4786 RUSTIC LN, DECATUR, IL 62521-6504
Transaction TypeMortgage
Record UpdatedJul 24, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4684/125
DateJul 5, 2019
Book Page4684/125
Instrument1947909
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionMount Zion Township
Unified School DistrictMount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,127.00$165,055 Land $7,261 Building $157,794$495,214 Land $21,785 Building $473,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1996–2008)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rustic Ln

Nearby Streets

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