4757 Rustic Ln, Decatur, IL 62521 Property Records

Macon County property record for 4757 Rustic Ln, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 1995
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2025)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-01-251-004`

Property Details

APN / Parcel Number

Primary APN	`12-17-01-251-004`
Alternative APN	`17-01-251-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,958 sqft (0.55 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121701251004
Street Address	4757 RUSTIC LN
City	DECATUR
State	IL
Zip	62521-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RUSTLING WATERS LOT 1 00BK2994/234 IRREG 95BK2625/415 11,000 98BK2851/957 99BK2864/812 95,000
Legal Range	03E
Legal Township	15N
Legal Section	01
Legal Subdivision	RUSTLING WATERS
Legal Lot Number	1
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	2
Census Block	2022
Census Tract	2500

Owner

Source: Macon County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4751 RUSTIC LN, DECATUR, IL 62521-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CREDIT UNION
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Document Number	20254679
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	4483/262
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Recording Date	Jul 17, 2026
Property Address	4757 RUSTIC LN, DECATUR, IL 62521-6504
Document Number	0000008317
Instrument Date	Jul 9, 2026
Instrument	20268317
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4757 RUSTIC LN, DECATUR, IL 62521-6504

Mortgage

Document Number	0000008317,
Date	Jul 17, 2026
Instrument	20268317

Lender

Name	LAND OF LINCOLN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4757 RUSTIC LN, DECATUR, IL 62521-6504
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4863/177
Date	Nov 17, 2021
Book Page	4863/177
Instrument	1988825

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4757 RUSTIC LN, DECATUR, IL 62521-6504
Transaction Type	Mortgage
Record Updated	Feb 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4718/680
Date	Jan 9, 2020
Book Page	4718/680
Instrument	1956106

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4757 RUSTIC LN, DECATUR, IL 62521-6504
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4655/43
Date	Dec 6, 2018
Book Page	4655/43
Instrument	1940615

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,094.00 (+20.62%) Homeowner's exemption Senior Citizen's exemption	$73,283 (+18.09%) Land $6,050 Building $67,233	$219,871 (+18.09%) Land $18,152 Building $201,719
2024	$3,394.00	$62,057 Land $6,050 Building $56,007	$186,190 Land $18,152 Building $168,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1996–2008)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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