Macon County property record for 4860 Rustic Ln, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,889 sqft · built 1994 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,116 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-01-253-016 |
| Primary APN | 12-17-01-253-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 77 sqft |
| Deck Area | 401 sqft |
| Cooling System | Central |
|---|
| Account Number | 121701253016 |
|---|---|
| Street Address | 4860 RUSTIC LN |
| City | DECATUR |
| State | IL |
| Zip | 62521-6507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | RUSTLING WATER 2ND LOT 1 93BK2496/455 |
| Legal Range | 03E |
| Legal Township | 15N |
| Legal Section | 01 |
| Legal Subdivision | RUSTLING WATERS 02 |
| Legal Lot Number | 1 |
| Jurisdiction | MACON IL |
| Township / Civil Division | MOUNT ZION |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 2500 |
4860 Rustic Ln is owned and occupied by an individual.
Source: Macon County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4860 RUSTIC LN, DECATUR, IL 62521-6507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 4860 RUSTIC LN, DECATUR, IL 62521-6507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4855/898 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 4855/898 |
| Instrument | 1987013 |
| Name | UNITED EQUITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 1, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4860 Rustic Ln was $5,116 with a homeowner's exemption.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Mount Zion Township |
| Unified School District | Mount Zion Community Unit School District 3 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,116.00 | $83,823 Land $14,520 Building $69,303 | $251,494 Land $43,564 Building $207,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4860 Rustic Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1996–2008) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4860 Rustic Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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