488 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 488 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 1842
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$6,999 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 078.15-1-27`

Property Details

APN / Parcel Number

Primary APN	`265489 078.15-1-27`
Alternative APNs	`54890781500001027000` `02298000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,207 sqft Living Area
1st Floor Area	1,615 sqft
2nd Floor Area	592 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1842
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	179 ft deep x 126 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	653 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02298000000
Street Address	488 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0023-13-04
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3002
Census Tract	11207

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	488 RIDGE RD, WEBSTER, NY 14580-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit EVANS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 10, 2015
Transfer Doc	0000000246
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	488 RIDGE RD, WEBSTER, NY 14580-1747
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 RIDGE RD, WEBSTER, NY 14580-1747

Mortgage

Document Number	0000002537
Date	Aug 15, 2023
Book Page	30399/15
Instrument	202308152537

Lender

Name	KINECTA FCU
Type	Credit Union
Address	WEBSTER, NY 14580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	488 RIDGE RD, WEBSTER, NY 14580-1747
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001048
Date	Jun 21, 2021
Book Page	29280/164
Instrument	202106211048

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,999.00 (+43.86%) Homeowner's exemption Senior Citizen's exemption
2025	$4,865.00 (+127.34%)	$145,100 (-) Land $30,500 Building $114,600	$302,300 (+20.82%) Land $63,543 Building $238,757
2023		$145,100 (-) Land $30,500 Building $114,600	$250,200 (+10.37%) Land $52,592 Building $197,608
2022		$145,100 Land $30,500 Building $114,600	$226,700 Land $47,652 Building $179,048
2021	$2,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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