485 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 485 Ridge Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,287 sqft · built 1984
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$251,500 (Jun 2026)
Tax Bill$4,600 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN265489 078.19-1-17

Property Details

APN / Parcel Number

Primary APN265489 078.19-1-17
Alternative APNs
  • 54890781900001017000
  • 02133000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area567 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions165 ft deep x 85 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area254 sqft
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02133000000
Street Address485 RIDGE RD
CityWEBSTER
StateNY
Zip14580-1748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0023-14-07
Legal Block1
Legal Lot Number17.000
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group4
Census Block4004
Census Tract11207

Owner

485 Ridge Rd is owned and occupied by an individual who bought it in June 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address703 HOLT RD, WEBSTER, NY 14580-9118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2026 · Amount on File
Deed SaleJun 15, 2026 · Amount on File
Deed Document Number20263432037
Deed Book / Page13202 / 813
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateJun 15, 2026
Property Address485 RIDGE RD, WEBSTER, NY 14580-1748
Document Number0003432037
Book / Page13202 / 813
Instrument DateJun 1, 2026
Instrument20263432037
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyCSC DOCUMENT RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,606.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003432038,
DateJun 15, 2026
Book Page31347/746
Instrument20263432038
Lender
NameESL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0003432039,
DateJun 15, 2026
Book Page31347/760
Instrument20263432039
Lender
NameESL FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 485 Ridge Rd was $4,600 with a homeowner's exemption, up 14.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,600.00 (+14.12%) Homeowner's exemption
2025$4,031.00$91,000 Land $26,300 Building $64,700$189,600 Land $54,796 Building $134,804
2023$91,000 (-) Land $26,300 Building $64,700$156,900 (+10.34%) Land $45,346 Building $111,554
2022$91,000 Land $26,300 Building $64,700$142,200 Land $41,097 Building $101,103
2021$3,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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