Monroe County and Webster Town property record for 478 Ridge Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,689 sqft · built 1915 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,381 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.15-1-33 |
| Primary APN | 265489 078.15-1-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 939 sqft |
| 2nd Floor Area | 750 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 186 ft deep x 83.5 ft wide |
| Garage Type | Detached |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 329 sqft |
| Patio Area | 452 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02300000000 |
|---|---|
| Street Address | 478 RIDGE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0024-14-07 |
| Legal Subdivision | THE GORE EAST OF IRONDEQUOIT |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11207 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 478 RIDGE RD, WEBSTER, NY 14580-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage THE SUMMIT FCU |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 478 RIDGE RD, WEBSTER, NY 14580-1747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 478 RIDGE RD, WEBSTER, NY 14580-1747 |
| Document Number | 202503348183 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 31173/540 |
| Instrument | 202503348183 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 478 RIDGE RD, WEBSTER, NY 14580-1747 |
| Document Number | 0000000474 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 478 RIDGE RD WEBSTER NY 145801747, WEBSTER, NY 14580-1747 |
| Document Number | 0000000474 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 028461/000580 |
| Instrument | 474 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 12, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,381.00 (+12.13%) Homeowner's exemption | ||
| 2025 | $4,799.00 (+25.37%) | $107,500 (-) Land $29,300 Building $78,200 | $224,000 (+20.89%) Land $61,053 Building $162,947 |
| 2023 | $107,500 (-) Land $29,300 Building $78,200 | $185,300 (+10.3%) Land $50,505 Building $134,795 | |
| 2022 | $107,500 Land $29,300 Building $78,200 | $168,000 Land $45,790 Building $122,210 | |
| 2021 | $3,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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