Monroe County and Webster Town property record for 477 Ridge Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1880 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2026) |
| Tax Bill | $4,344 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.19-1-15 |
| Primary APN | 265489 078.19-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 184 sqft |
| Game Room | Game Room |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 180 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 91 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02135000000 |
|---|---|
| Street Address | 477 RIDGE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0023-14-07 |
| Legal Subdivision | GORE EAST IRONDEQUOIT BAY |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11207 |
Source: Monroe County and Webster Town records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 496 WHITING RD, WEBSTER, NY 14580-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2025 · Amount on Record |
| Deed Document Number | 20263464743 |
| Deed Book / Page | 13231 / 150 |
| Prior Transfer Date | Sep 16, 2025 |
| Prior Transfer Doc | 0003335415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 15, 2026 |
| Property Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Document Number | 0003464743 |
| Book / Page | 13231 / 150 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20263464743 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 496 WHITING RD, WEBSTER, NY 14580-9022 |
| Document Number | 0003464744, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 31434/980 |
| Instrument | 20263464744 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Document Number | 202503343946 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 31162/123 |
| Instrument | 202503343946 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 17, 2025 |
| Property Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Document Number | 202503335415 |
| Book / Page | 13128 / 275 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 202503335415 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Document Number | 202503335416 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 202503335416 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 477 RIDGE RD, WEBSTER, NY 14580-1748 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001041 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 27977/136 |
| Instrument | 201904051041 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,344.00 (+14.95%) Homeowner's exemption | ||
| 2025 | $3,779.00 | $85,600 (-) Land $25,000 Building $60,600 | $178,300 (+8.32%) Land $52,074 Building $126,226 |
| 2024 | Homeowner's exemption | $85,600 (-) Land $25,000 Building $60,600 | $164,600 (+11.52%) Land $48,072 Building $116,528 |
| 2023 | $85,600 (-) Land $25,000 Building $60,600 | $147,600 (+10.31%) Land $43,107 Building $104,493 | |
| 2022 | $85,600 Land $25,000 Building $60,600 | $133,800 Land $39,077 Building $94,723 | |
| 2021 | $3,409.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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