488 Okara Rd E, Thendara, NY 13472 Property Records

Herkimer County and Webb Town property record for 488 Okara Rd E, Thendara, NY 13472

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1987
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2016)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Refinance + 2 more
APN	`215400 045.21-1-58`

Property Details

APN / Parcel Number

Primary APN	`215400 045.21-1-58`
Alternative APNs	`540004502100010580000000` `200014310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	408 ft deep x 105 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	634 sqft
Cabin	Cabin
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200014310
Street Address	488 OKARA RD E
City	THENDARA
State	NY
Zip	13472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	7 OK 28&29 RES TWP 1 JBTR LAKE TEKENI
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	1
Census Block	1140
Census Tract	11502

Owner

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1004, OLD FORGE, NY 13420-1004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 12, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOTCOM LLC
May 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 7, 2016 · Amount on Record
Deed Sale	Jul 7, 2016 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Book / Page	1613 / 967
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	Apr 21, 2026
Property Address	488 OKARA RD E, THENDARA, NY 13472
Document Number	RP20261775
Instrument Date	Apr 14, 2026
Instrument	20261775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001775,
Date	Apr 21, 2026
Instrument	20261775

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	488 OKARA RD E, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20215289
Date	Sep 23, 2021
Instrument	2021-5289

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	488 OKARA RD E, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20181655
Date	Apr 12, 2018
Instrument	RP2018-1655

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jan 1, 2038

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	488 OKARA RD E, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Jun 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192224
Date	May 29, 2019
Instrument	2019-2224

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00 (+12.7%)	$327,300 (-) Land $101,000 Building $226,300	$574,211 (+25.79%) Land $177,193 Building $397,018
2023		$327,300 Land $101,000 Building $226,300	$456,485 Land $140,865 Building $315,620
2020	$3,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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