472 Okara Rd E, Thendara, NY 13472 Property Records

Herkimer County and Webb Town property record for 472 Okara Rd E, Thendara, NY 13472

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1986
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Aug 2010)
Tax Bill$2,612 (2025)
Deeds & MortgagesApr 2021 Refinance
Dec 2017 Mortgage
APN215400 045.21-1-63

Property Details

APN / Parcel Number

Primary APN215400 045.21-1-63
Alternative APNs
  • 540004502100010630000000
  • 200014160

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialWood
Lot Area25,700 sqft (0.59 acres)
Lot Dimensions275 ft deep x 103 ft wide
View / LotWaterfront / Beach
Garage TypeBasement
PorchSlab
Porch Area794 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number200014160
Street Address472 OKARA RD E
CityTHENDARA
StateNY
Zip13472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal Description7 OKARA 21 & 22 RES TWP 1 JBTR LAKE TEKENI
Legal Block1
Legal Lot Number63.000
JurisdictionHERKIMER NY
Township / Civil DivisionWEBB
Census Block Group1
Census Block1140
Census Tract11502

Owner

Source: Herkimer County and Webb Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 VIRGINIA LN, NEW HARTFORD, NY 13413-2238
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PARAGON HOME LOANS INC
Dec 29, 2017Deed of Trust, Mortgage
ADIRONDACK BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2010 · Amount on Record
Deed SaleAug 18, 2010 · Amount on Record
Deed Book / Page1366 / 644
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address472 OKARA RD E, THENDARA, NY 13472
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211928
DateApr 14, 2021
Instrument2021-1928
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address472 OKARA RD E, THENDARA, NY 13472
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20176831
DateDec 29, 2017
InstrumentRP2017-6831
Lender
NameADIRONDACK BANK
TypeBank
Agreement
AmountAmount Recorded
Term277 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionWebb Town
Unified School DistrictTown of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,612.00 (+12.68%)$202,800 (-) Land $91,900 Building $110,900$355,789 (+25.79%) Land $161,228 Building $194,561
2023$202,800 Land $91,900 Building $110,900$282,845 Land $128,173 Building $154,672
2020$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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