Herkimer County and Webb Town property record for 478 Okara Rd E, Thendara, NY 13472
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 796 sqft · built 1986 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Aug 2001) |
| Tax Bill | $2,458 (2026) |
| Deeds & Mortgages | Dec 2022 Refinance Sep 2018 Mortgage |
| APN | 215400 045.21-1-61 |
| Primary APN | 215400 045.21-1-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 796 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 62,291 sqft (1.43 acres) |
| Lot Dimensions | 342 ft deep x 182 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Canopy | 44 sqft |
| Boat Access | Boat Access |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 200014220 |
|---|---|
| Street Address | 478 OKARA RD E |
| City | THENDARA |
| State | NY |
| Zip | 13472-7711 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RS1 |
| Legal Description | 7 OK E 1/2 24-27 CAMP TWP 1 JBTR LAKE TEKENI |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | WEBB |
| Census Block Group | 1 |
| Census Block | 1140 |
| Census Tract | 11502 |
Source: Herkimer County and Webb Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 LAUREL COVE RD, STATESVILLE, NC 28677-2414 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK |
| Sep 17, 2018 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2001 · Amount on Record |
| Deed Sale | Aug 6, 2001 · Amount on Record |
| Prior Sale | Nov 7, 1997 · Amount on Record |
| Deed Book / Page | 896 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 478 OKARA RD E, THENDARA, NY 13472-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | RP20227163 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | RP2022-7163 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 478 OKARA RD E, THENDARA, NY 13472-7711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20184343 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | RP2018-4343 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 292 Months |
| Due | Jan 1, 2043 |
Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Webb Town |
| Unified School District | Town of Webb Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,458.00 (+1.03%) | ||
| 2025 | $2,433.00 (+15.58%) | $188,900 (+2.55%) Land $127,300 Building $61,600 | $331,404 (+29%) Land $223,334 Building $108,070 |
| 2023 | $184,200 Land $127,300 Building $56,900 | $256,904 Land $177,545 Building $79,359 | |
| 2020 | $2,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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