496 Okara Rd E, Thendara, NY 13472 Property Records

Herkimer County and Webb Town property record for 496 Okara Rd E, Thendara, NY 13472

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,092 sqft · built 1965
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2017)
Tax Bill	$2,556 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2018 Mortgage + 2 more
APN	`215400 045.21-1-57`

Property Details

APN / Parcel Number

Primary APN	`215400 045.21-1-57`
Alternative APNs	`540004502100010570000000` `200014340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	252 sqft
Attic	Attic
Attic Area	252 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2003
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	408 ft deep x 104 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	581 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200014340
Street Address	496 OKARA RD E
City	THENDARA
State	NY
Zip	13472
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RS1
Legal Description	7 OK 30&31 CAMP TWP 1 JBTR LAKE TEKENI
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	1
Census Block	1140
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2715 LEIBEL PL, UTICA, NY 13501-6528
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage ADIRONDACK BANK
Apr 13, 2018	Deed of Trust, Mortgage ADIRONDACK BANK
Jun 7, 2017	Deed, Transfer NOT AVAILABLE, JEFFERY LOTTERMOSER
Jun 7, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, WILLIAM SCHMITT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Book / Page	2017 / 2899
Last Transfer Date	Apr 11, 2025
Transfer Doc	RP20252077
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	496 OKARA RD E, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20172900
Date	Jun 7, 2017
Instrument	RP2017-2900

Lender

Name	ADIRONDACK BANK

Agreement

Amount	Amount Recorded
Term	295 Months
Due	Jan 1, 2042

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	496 OKARA RD E, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20181720
Date	Apr 13, 2018
Instrument	RP2018-1720

Lender

Name	ADIRONDACK BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2033

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Jun 7, 2017
Property Address	496 OKARA RD E, THENDARA, NY 13472
Document Number	0000002017/0000002899
Book / Page	0000002017 / 0000002899
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	NOT AVAILABLE, JEFFERY LOTTERMOSER

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 LEIBEL PL, UTICA, NY 13501-6528

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERKIMER NY
Recording Date	Jun 7, 2017
Property Address	496 OKARA RD E, THENDARA, NY 13472
Document Number	0000002017/0000002898
Book / Page	0000002017 / 0000002898
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	NOT AVAILABLE, WILLIAM SCHMITT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 DOWNER AVE, UTICA, NY 13502-3758

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,556.00 (+0.99%)
2025	$2,531.00 (+15.2%)	$196,500 (-) Land $101,600 Building $94,900	$344,737 (+25.79%) Land $178,246 Building $166,491
2023		$196,500 Land $101,600 Building $94,900	$274,059 Land $141,702 Building $132,357
2020	$2,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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