Osceola County property record for 4874 Lark Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,572 sqft Living Area |
| Lot Size | 13,982 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $141,500 (2015) |
| Tax Bill | $2,071.00 (2024) |
| Primary APN | 31-26-31-5130-000S-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 1,980 sqft Gross Area |
| 1st Floor | 1,572 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,982 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 378 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch Area | 30 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4874 LARK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK S LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | S |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1059 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000S-0040
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4874 LARK DR, SAINT CLOUD, FL 34772-7932 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 29, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on Record |
| Deed Sale | Mar 12, 2015 · Amount on Record |
| Prior Sale | Oct 07, 2008 · Amount on Record |
| Deed Doc Number | 201535696 |
| Deed Book / Page | 4747 / 2360 |
| Last Transfer Date | Apr 04, 2025 |
| Transfer Doc | 0067721624 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4874 LARK DR, SAINT CLOUD, FL 34772-7932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4874 LARK DR, SAINT CLOUD, FL 34772-7932 |
| Document Number | 0069070938 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 6907/938 |
| Instrument | 2026004950 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4874 LARK DR, SAINT CLOUD, FL 34772-7932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4874 LARK DR, SAINT CLOUD, FL 34772-7932 |
| Document Number | 0063370993 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 6337/993 |
| Instrument | 2022185453 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Apr 01, 2045 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 (+6.66%) | $148,861 (+5.99%) | $322,400 (+7.07%) Land $60,000 Building $262,400 |
| 2024 | $2,071.00 (+2.42%) | ||
| 2023 | $2,022.00 (+5.26%) Homeowner's exemption | $140,453 (+3%) | $301,100 (+21.46%) Land $45,000 Building $256,100 |
| 2022 | $1,921.00 Homeowner's exemption | $136,363 | $247,900 Land $40,000 Building $207,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 303 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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