4864 Lark Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4864 Lark Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,218 sqft Living Area
Lot Size	13,982 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$344,900 (2024)
Tax Bill	$4,706.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-31-5130-000S-0030`
Alternative APNs	`2631315130000S0030` `98773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,218 sqft Living Area
Gross Area	1,680 sqft Gross Area
1st Floor	1,218 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,982 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	414 sqft Garage
Patio Area	48 sqft Patio
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4864 LARK DR
City	SAINT CLOUD
State	FL
Zip	34772-7932
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK S LOT 3
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	S
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1059
Census Tract	43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000S-0030

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4864 LARK DR, SAINT CLOUD, FL 34772-7932
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Feb 01, 2016 · Amount on Record
Deed Doc Number	2024147565
Deed Book / Page	6699 / 248
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0046611695
Record Refreshed	Jun 08, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 19, 2024
Property Address	4864 LARK DR, SAINT CLOUD, FL 34772-7932
Document Number	0066990248
Book / Page	6699 / 248
Map Reference	MB 1 PG 395
Instrument Date	Nov 15, 2024
Instrument	2024147565
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,414.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 S COLUMBIA ST, PORT JEFFERSON STATION, NY 11776-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 LARK DR, SAINT CLOUD, FL 34772-7932

Mortgage

Document Number	0006699251
Date	Nov 19, 2024
Instrument	6699/251

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,881.00 (+3.72%)	$300,900 (+7.5%) Land $60,000 Building $240,900	$300,900 (+7.5%) Land $60,000 Building $240,900
2024	$4,706.00 (+3.89%)
2023	$4,530.00 (+19.15%)	$279,900 (+21.27%) Land $45,000 Building $234,900	$279,900 (+21.27%) Land $45,000 Building $234,900
2022	$3,802.00	$230,800 Land $40,000 Building $190,800	$230,800 Land $40,000 Building $190,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 303 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.