Washington County property record for 4872 Derby Dr, Chipley, FL 32428
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2020 |
| Lot Size | 1.32 acres (57,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $14,000 (Apr 2020) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000041510703 |
| Primary APN | 000041510703 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,576 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 57,717 sqft (1.32 acres) |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000041510703 |
|---|---|
| Street Address | 4872 DERBY DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5692 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOT D-147 2ND ADD. TO LEISURE LAKES REC PLAT (1.28 AC) ORB 1174 P 336 |
| Legal Range | 15W |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | LEISURE LAKES |
| Legal Block | 4151 |
| Legal Lot Number | D-147 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4872 DERBY DR, CHIPLEY, FL 32428-5692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 22, 2020 | Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN |
| Apr 16, 2020 | Warranty Deed, Transfer · FHA Mortgage VANDERBILT MTG & FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on Record |
| Deed Sale | Apr 16, 2020 · Amount on Record |
| Prior Sale | Feb 11, 2010 · Amount on Record |
| Deed Document Number | 202067002705 |
| Deed Book / Page | 1174 / 336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 4872 DERBY DR, CHIPLEY, FL 32428-5692 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4872 DERBY DR, CHIPLEY, FL 32428-5692 |
| Investor | Possibly a Property Investor |
| Document Number | 0067008594 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 1256/188 |
| Instrument | 202267008594 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 4872 DERBY DR, CHIPLEY, FL 32428-5692 |
| Document Number | 0067004768 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4782 DERBY DR CHIPLEY FL 32428, CHIPLEY, FL 32428 |
| Document Number | 0067004768 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 001181/000512 |
| Instrument | 67004768 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 16, 2020 |
| Property Address | 4872 DERBY DR, CHIPLEY, FL 32428-5692 |
| Document Number | 0067002705 |
| Book / Page | 001174 / 000336 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 67002705 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13219 WHITE WESTERN SPRINGS RD SOUTHPORT FL 324093557, SOUTHPORT, FL 32409-3557 |
| Document Number | 67002706 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 001174/000338 |
| Instrument | 67002706 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 (+28.23%) | $152,106 (+42.78%) Land $14,000 Building $138,106 | $152,106 (+42.78%) Land $14,000 Building $138,106 |
| 2024 | $1,268.00 (+13.52%) | $106,530 (+23.31%) Land $12,500 Building $94,030 | $106,530 (+23.31%) Land $12,500 Building $94,030 |
| 2023 | $1,117.00 (+9.72%) | $86,392 (+11.41%) Land $10,000 Building $76,392 | $86,392 (+11.41%) Land $10,000 Building $76,392 |
| 2022 | $1,018.00 | $77,546 Land $8,500 Building $69,046 | $77,546 Land $8,500 Building $69,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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