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4866 Derby Dr, Chipley, FL 32428 Property Records

Washington County property record for 4866 Derby Dr, Chipley, FL 32428

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,404 sqft · built 2019
Lot Size1.76 acres (76,970 sqft)
OwnerIndividual Name on File
Tax Bill$481 (2025)
Deeds & MortgagesMay 2023 Transfer
Jul 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN000041510702

Property Details

APN / Parcel Number

Primary APN000041510702
Alternative APNs
  • 00000000-00-4151-0702
  • 41510702

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area76,970 sqft (1.76 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4866 DERBY DR
CityCHIPLEY
StateFL
Zip32428-5692
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT D-146 2ND ADD. TO LEISURE LAKES REC PLAT (1.76 AC) ORB 1121 P 482, ORB 1127 P 262, ORB 1273 P 481
Legal Range15W
Legal Township01S
Legal Section23
Legal Subdivision2ND ADD. TO LEISURE LAKES
Legal Block2
Legal Lot NumberD-146
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

4866 Derby Dr, a mobile home, is owned and occupied by an individual who acquired it in May 2023.

Source: Washington County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address4866 DERBY DR, CHIPLEY, FL 32428-5692
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 2, 2018Grant Deed, Foreclosure
DIAMOND TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2018
Deed SaleJul 2, 2018
Prior SaleApr 25, 2016 · Amount on File
Deed Document Number201867004511
Deed Book / Page1121 / 482
Last Transfer DateMay 15, 2023
Transfer Doc0067003724
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateMay 31, 2023
Property Address4866 DERBY DR, CHIPLEY, FL 32428-5692
Document Number0067003724
Book / Page1273 / 481
Map ReferenceMB 3 PG 186
Instrument DateMay 15, 2023
Instrument202367003724
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4866 DERBY DR, CHIPLEY, FL 32428-5692

July 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionWASHINGTON FL
Recording DateJul 2, 2018
Property Address4866 DERBY DR, CHIPLEY, FL 32428-5692
Document Number0067004511
Book / Page001121 / 000482
Instrument DateJun 29, 2018
Instrument67004511
Transaction TypeForeclosure
Record UpdatedJul 12, 2018
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$94.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2068 ABERCROMBIE RD

Tax Assessment & Valuation

The 2025 property tax bill for 4866 Derby Dr was $481 with a homeowner's exemption, up 6.4% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$481.00 (+6.42%) Homeowner's exemption$75,463 (+2.9%)$152,611 (+25.45%) Land $19,600 Building $133,011
2024$452.00 (+5.36%) Homeowner's exemption$73,336 (+9.15%)$121,647 (+27.7%) Land $17,500 Building $104,147
2023$429.00 (+1.42%) Homeowner's exemption$67,189 (+3%)$95,260 (+11.62%) Land $14,000 Building $81,260
2022$423.00 Homeowner's exemption$65,232$85,345 Land $11,900 Building $73,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4866 Derby Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4866 Derby Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

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